Community Magazine August 2017

AV - ELUL 5777 AUGUST 2017 71 Bringing nearly two decades of criminal defense experience to the community. Ezra C. Levy, Esq. 911 Avenue U Brooklyn, N.Y. 11223 Office: 718-627-4605 Cell: 917-755-1187 Fax: 347-630-2702 ezralevylawfirm@gmail.com www.ezralevylaw.com Specializing in all criminal matters including: • Weapons Possession • Drug Offenses • Theft Offenses • Assaults • Domestic Violence Cases • DWI • Other Traffic Offenses • Moving Violations HIGH MONTHLY CREDIT CARD PAYMENTS combined with even higher interest rates can make it al- most impossible to maintain control over your credit card debt. Even with your monthly payments you may not see much of a reduction in debt no matter what you do. What’s more, as your credit card balances increase, it can also cause problems for your budget – you end Don’t Fall Victim to Financial Distress Caused by Credit Card Debt up juggling bills, choosing between expenses, and putting off important purchases. Luckily, there’s a way you can find the solution that works for your unique financial situation – and even better, it won’t cost a thing to get the information you need. CREDIT COUNSELING IS THE EASIEST, MOST EFFECTIVE WAY TO EXPLORE THE OPTIONS FOR CREDIT CARD DEBT AND IDENTIFY THE BEST SOLUTION FOR YOUR NEEDS. Speak with a certified credit counselor at no charge to analyze your debt and budget. They will review your options to see what solutions may work best for you. Your credit counselor may be able to lower high interest rates or even eliminate them while consolidating your credit card debts into one easy payment through a debt management program. Get Out of Debt Faster As a result of those lower interest rates – more of your monthly pay- ments go toward your debt instead of adding more interest – which means you can get out of debt faster. Every financial situation is different, but most people see their total monthly debt payments reduced by up to 30 to 50 percent as they get out of debt faster. The program is usually completed in around 40-60 payments, so you can be debt-free in just a few years instead of taking decades to elimi- nate everything you owe. Build a Positive Credit History Additionally, consolidating debt Credit counseling is the easiest, most effective way to explore the options for credit card debt and identify the best solution for your needs. (Fees may apply for voluntary participation in debt management - all counseling services are free.) through a certified credit counseling service may help save your credit score from additional damage. You stop future penalties and prevent fur- ther damage from missed payments and overdrawn credit lines. Even better, as you work your way through the program, you’re able to build a positive credit history while reducing your overall debt level. As a result, some people see their credit score even increase over the course of their time with a credit counseling service. FREEDOM FROM DEBT IS POSSIBLE! Don’t spend another sleepless night worrying about your debt problems, or another day stressed about your bills instead of focused on your family and life. Call Consolidated Credit now at 1-800-542-1019 to speak with a certified credit counselor today.